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CFAC was formed in April of 2008 as a non-profit foreclosure assistance organization, currently pending tax-exempt 501c3 status as well as HUD certification as a housing counseling agency.  We provide assistance to Indiana homeowners needing assistance with modifications, forebearance, short sale and refinance options.  Our existing counselors are certified foreclosure counselors in the State of Indiana and are knowledgeable in all phases of mortgage negotiations as well as all programs offered under the government Making Home Affordable program.  We are here to provide answers, options and negotiations for your mortgage issues.